What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
U.S. E-commerce: Mobile Devices and Alternative Payments Bring Retail Online
New research from Mercator Advisory Group highlights e-commerce developments and trends
Procure to Pay: Moving from Paper to Electronic Formats Is a Confusing Process
Market participants including banks, vendors, and finance professionals are apparently having a difficult time achieving consensus about the vocabulary to use to describe changes in corporate accounts payable practices. Part of the confusion ari...
A Moment in Time
Somewhere between rumor and fact is a new merchant initiative to build, from the ground up, a new payment system. Led by Walmart and Target, the effort is attracting large and medium-sized merchants dissatisfied with the cost and security of the...
BRIC Debit Divergence: Brazil and India
BRIC Debit Divergence: Brazil and India
Too Early to Call: Five Mobile Giants
Too Early to Call: Five Mobile Giants
Delineating the Mobile Value Chain: A Holistic View of Mobile Payments
New research by Mercator Advisory Group overviews the NFC value chain and major participants in both the NFC and QR value chains
Growing P-Card Programs: Engaging with Suppliers
Growing P-Card Programs: Engaging with Suppliers
Measuring Reload: ACH, Cards, Cash, and Checks
Measuring Reload: ACH, Cards, Cash, and Checks
Mobile Opportunities for Closed-Loop Issuers
Mobile Opportunities for Closed-Loop Issuers
International Payments Innovations
Alipay, Hyves Payments, and Seamless provide successful payments systems in Europe and Asia, but they have yet to make an appearance in the U.S. What services are these models providing, and how would they translate to the American market?