Advisory Webinars

Digital account opening has grown by leaps and bounds in a few short years, reaching over 88.5 million Americans opening an account online or with a mobile device.

While rising adoption of digital technologies alters the branch-based distribution model, there are many cost saving opportunities for FIs that enhance the experience for mobile bankers.

With an average of 135 data breaches occurring each month in 2012, Javelin explored the link between data breaches and fraud and found that over 50% of fraud victims were also data breach victims in 2012.

Consumer ownership of prepaid cards has climbed rapidly in the past few years and prepaid cards are now found in the wallets of 13% of all U.S. adults.

Mobile POS (point of sale) acceptance is posing a growing threat to traditional terminal based solutions and vendors providing the existing functionality of a terminal at lower processing fees and easier application processes.

The growing popularity of the digital realm has fundamentally altered the nature of the POS, as brick-and-mortar retailers have had to embrace elements of mobile and online channels in order to remain competitive.

When it comes to paying bills, too often the nation’s 37 million underbanked Americans do it the hard and costly way--in cash and in person.

As the smartphone-toting population crosses the 50% barrier, there are opportunities and challenges to rethink and re-imagine new imaging services to bridge the mobile transaction gap.

In 2012, account takeover and new account fraud each rose by approximately 50% over the previous year. These two fraud types impact consumers most severely.

Since Apple launched the iPhone six years ago, smartphones have imbued consumers with always-on, always-with-me, real-time expectations.