Christopher Miller

Lead Analyst, Emerging Payments

Christopher helps Emerging Payments clients cut through the hype and the headlines surrounding new and emerging payments technologies.  With over a decade of experience distilling trends into priorities, Christopher’s research offers a key to prioritizing investments into “what’s next” for payments, helping financial institutions remain relevant as consumer preferences and technological capabilities continue to shift.

Christopher’s background includes times as a graduate student and college history professor focused on US Urban History in the late 19th and early 20th centuries. A fan of hiking, cycling and travel, Christopher spends his spare time working for Major League Baseball providing technical support for live game tracking activities. 

Christopher has a Bachelor of Arts degree in History from Gonzaga University and a PhD in History from Marquette University.

Latest Insights

February, 2025
Javelin Report
Generative AI Isn’t Happening Like We’ve Been Told

Although the AI future isn’t coming as quickly as we were told, it will arrive. Bringing that future to life will require new plumbing (read: technological standards and infrastruc...

January, 2025
Javelin Report
Fintech Investing: 3 Trends to Watch in 2025

Venture capital investment in fintech is being gobbled up by AI startups, but the implications for players in the payments space is much more expansive. In the year ahead, look for...

November, 2024
Javelin Report
Imagining a Cardless U.S. Payments Landscape, Part 2

The physical card—whether credit, debit, or prepaid—is the great driver of transactions across the payments landscape, wielded by large percentages of consumers regardless of age. ...

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