What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

The Emerging Age of the Super App

  • Javelin Report
  • Date: June 7, 2022
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Global
Mercator Advisory Group releases new research with a view of the super app ecosystem and how this impacts the financial services industry.

2022 ATM Market Summary: Coping in a New Cash and Digital Era

  • Javelin Report
  • Date: June 3, 2022
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Mercator Advisory Group releases new research exploring market trends and consumer usage regarding ATMs in the COVID-19 era.

Unattended Commerce: The Store of the Future?

  • Javelin Report
  • Date: June 1, 2022
  • Author(s): Don Apgar
  • Research Topic(s): Merchant
This report reviews the effects of the pandemic and the continued growth of unattended commerce.

International Commercial Credit Cards: Market Review and Forecast, 2021-2026

A new Mercator Advisory Group research report reviews developments and trends for commercial credit cards in markets outside of North America, where business travel spending has started to improve.

NFTs and Financial Institutions: Planning an Implementation That Manages the Risks

  • Javelin Report
  • Date: May 10, 2022
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging
New report finds NFTs will prove to be a pivotal solution that links real-world assets to the internet. Recognizing this, large institutions have jumped in, despite many reported thefts. It’s clearly time for every FI to learn about NFTs and why...

Apple Wants to be a Payments Power Like Block and Stripe

Apple’s acquisition of Credit Kudos—along with a report that it’s preparing to move into processing, risk assessment, dispute resolution, and more—signals a coming move into payments. The tech giant’s built-in advantages will make it a formidabl...

Russian Credit Cards Will Lose Relevance as Their Economy Tumbles

Russia was primarily a cash economy until 2012, when payment cards began to displace cash. Recent global events indicate that domestic card usage will continue, with growth in debit  transactions, but Russian credit card volumes will languish.

Smart Point-of-Sale Terminals: A Rapid Transformation of Payments Acceptance

  • Javelin Report
  • Date: April 29, 2022
  • Author(s): Shreyas Shaktikumar
  • Research Topic(s): Merchant
New research by Mercator Advisory Group looks into the future of payments processing.

The Corporate Middle Market Seeks Digital Transformation

During the past ten years there have been rapid advancements in various types of technology, including telecommunications, robotics, artificial intelligence, and just about anything to do with electronics. Certain industries have had to adapt fa...

Canadian Prepaid Market: Rapid Growth and Developing Opportunities

  • Javelin Report
  • Date: April 21, 2022
  • Author(s): Laura Handly
  • Research Topic(s): Global, Prepaid
New Research from Mercator Advisory Group examines drivers of growth and emerging opportunities within the Canadian prepaid market.

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