Press Releases

JEven as concerns about privacy, fraud, and data breaches are saturating America, consumers continue to be reluctant to adopt strong security behaviors.

With the increase in use of mobile deposit and of mobile banking overall, financial institutions are closer than ever to connecting the dots with 360° mobile banking experience.

Pressure from consumers, media, and governments has contributed to make the offer of complimentary identity protection services all but inevitable following any major breach.

While mobile proximity payments are just beginning to take off, mobile online retail payments made through apps and mobile browsers form a much more mature market.

Digital banking is a way of life - 72% of bills are paid through online or mobile channels—but only, only 39% of statements are delivered digitally.

EMV has been widely perceived as more stick than carrot, with both issuers and merchants dragging their feet on the October 2015 readiness milestone.

Data breaches stole the spotlight in 2014 with a barrage of high profile retail breaches. Many of those breaches led to more identity fraud victims.

Digital banking can be constructed to influence what consumers spend, save, borrow, invest, insure, yearn to achieve, and even what they earn.

Driven by the adoption of smartphones and tablets, the U.S.

By 2019, mobile proximity payments make up a mere 1% of all retail transactions, compared to total online payments at 9%.