Research

Digital banking strategists will be in the hot seat in 2025 to contribute more to profitability, turn falling interest rates into a positive story for savers and investors, and accelerate the development of virtual assistants.

The pressure will mount in 2025 for traditional lenders and the vendors that serve them to make foundational strides in using digital channels to win share of mind that leads to share of wallet, apply artificial intelligence even at smaller FIs,...

In 2025, Payments will continue to feel the impact of three key trends that have been at work for the last decade and more. 2025 is the time when the nature of these impact will become more clear as technological capabilities and regulatory land...

Innovation is the name of the game in 2025. Though the financial services industry is always working to develop the latest and greatest technology for fraud detection and prevention, there are more than a few opportunities on which financial ins...

Trends in merchant payments in 2025 and beyond, focusing on platform value, a deliberate AI approach, and the pressure on fintechs to deliver results.

In 2025 and beyond, look for security enhancements, bigger B2B applications, and increased healthcare uses of prepaid products.

It would be impossible to discuss the major trends in business banking for 2025 without highlighting cash-flow tools, generative AI, and real-time payments. Javelin Strategy & Research has written about all three topics extensively, and this rep...

In 2025, Javelin Strategy and Research expects a continuation of the change and disruption that defined this past year, with one important change. Banks that have sought to reimagine themselves in the image of technology companies will firmly em...

The wealth management and investor landscapes continue to move into the uncharted waters of rapidly changing technology, economic uncertainty, and political and social change. As advisor and investor behaviors evolve with workflow automation, th...

Going too far to protect identity has put the financial services industry at increased risk. Reluctance to share critical signals across disparate platforms and sectors has pigeon-holed financial institutions into limited views of the consumers ...