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Better Mobile Banking Comes Before 5G 

5G is the next generation of cellular technology, an ultra-high-speed wireless standard that will, in theory, offer mobile data speeds of up to an order of magnitude faster than today’s fastest connections and virtually instantaneous response ti...

Omnichannel and Branch Banking: The Current U.S. Consumer Banking Environment

Satisfaction and inertia make banking relationship sticky Mercator Advisory Group survey finds 58% of U.S. consumers have used primary FI for many years and the various aspects of service receive an average satisfaction score of 84%.

The State of Debit Card Fraud

  • Impact Note
  • Date: March 22, 2019
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Managing debit card fraud needs a new approach.

Key Themes at 2019 Merchant Megashows: Shoptalk and NRF Retail Big Show

  • Impact Note
  • Date: March 21, 2019
  • Author(s): Raymond Pucci
  • Research Topic(s): Merchant
Retail events reveal payments opportunities.

Prioritizing Real-time Payments: Making Progress to Advance Modernization

  • Javelin Report
  • Date: March 20, 2019
  • Author(s): Krista Tedder, Rachel Huber
  • Research Topic(s): Tech & Infrastructure
Payment modernization is advancing faster globally than in the U.S. to solve market challenges of transparency and accessibility. Payment companies have been extending real-time and instant payments in different parts of the world for 30 years, ...

The Small Bank Security Leadership Shortage

When questioned about their top priorities, security professionals inside small banks and credit unions often cite, protecting their retail banking clients. But when compared to their larger peers, they are generally less prepared to do so. At l...

How to Serve Baby Boomers’ Unmet Financial Needs

Financial institutions are overlooking scores of ways to deepen digital relationships with the nation’s 82 million Baby Boomers, typically by assuming it is wiser to double down instead on innovations for mobile-first Millennials. The reality ...

Top 10 General Purpose Reloadable Prepaid Debit Cards in the U.S. Chosen by GPR Cardholders in 2018

  • Javelin Report
  • Date: March 8, 2019
  • Author(s): C. Brown
  • Research Topic(s): Prepaid
Survey finds the Top 10 general purpose reloadable (GPR) prepaid debit cards in the U.S. New research from Mercator Advisory Group provides a competitive comparison of feature and fees of the Top 10 GPR cards as chosen by U.S. GPR cardholders i...

Commercial Mobile Technology: Still Mostly About Service

Service and convenience drive mobile adoption, as demand for proximity payments lags.

General Purpose Reloadable Prepaid Card Portfolio Measurements and Growth Strategies

  • Javelin Report
  • Date: February 28, 2019
  • Author(s): C. Brown
  • Research Topic(s): Prepaid
Is your general purpose reloadable (GPR) prepaid debit card portfolio profitable? New research report from Mercator Advisory Group discusses measurement techniques and key performance indicators (KPIs) for GPR open-loop prepaid cards.
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