What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Small Business Credit Cards: Whetting Business Owners’ Appetite for Borrowing
Recent trends and product developments in the market for small business credit cards
The Rise of New Consumer and Small Business Lending Models: Peer-to-Peer and More
Peer-to-peer lending and other new lending models are gaining popularity with consumers and small businesses. This market space is interesting and complex. It is filled with emerging technology that applies new credit underwriting criteria and s...
Gift Cards Remain at the Top of Holiday Shopping Lists
Amounts spent on prepaid gift cards in the U.S. will grow in the 2013 holiday season. Mercator Advisory Group’s holiday forecast of loads in the In-Store Gift Card segment of closed-loop prepaid cards predicts that the business will continue to ...
Online Cash Payments: Threat or Opportunity?
Over the last several years, as online sales and bill pay have gained momentum, merchants and financial services executives have explored ways to expand their role in online purchasing and payments by attracting the potential “buyers/payers” seg...
2014 Commercial and Enterprise Payments Outlook: The Year of Integration
Electronic invoice and payment solutions will be paired to enable fuller order-to-pay services
2014 Emerging Technologies Outlook
The continuing payments transformation
2014 International Payments Market Outlook
Card payments and e-commerce are growing in virtually every international market.
2014 U.S. Credit Card Outlook
The paradox continues: After a surprisingly strong year in 2012, the credit card industry has delivered mixed results in 2013. Purchase volumes continue to grow, but new accounts and increases in card balances remain elusive.
2014 U.S. Prepaid Outlook: It’s All Political
The courts, Congress, and regulatory agencies will continue to shape the industry.
2014 Debit Cards Outlook
A perspective on the U.S. debit issuing industry for the year ahead.