What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Social Media Payments: Redefining Shopping for a New Era
Although social networks are a 21st-century creation, many of today’s consumers would be hard-pressed to remember a time before Facebook, Twitter, LinkedIn, or Google+. The worldwide adoption of social networks has altered the payment ecosystem:...
Ten Trends for Financial Services in 2014: Big Data, Big Clouds, Big Mobile, Big Brother
Javelin’s senior analysts identify 10 trends that are transforming financial services, evaluate the implications, and map out action steps in 2014 for banking, payments, mobile, and security strategists.
The SEPA Migration: When Will It Be Over?
Extended grace period to further delay migration
Is Chase the Canary in the Prepaid Coal Mine?
Chase has chosen to exit several prepaid segments, showing how difficult the business has become.
Mobile Point-of-Sale (m-POS) Acquiring Solutions
New research from Mercator Advisory Group addresses recent trends and product development in m-POS in the United States and Europe
ICC and SWIFT’s Bank Payment Obligation Instrument Reduces Risk of Trade Financing Default
To combat the risk of open account terms and facilitate trade, the International Chamber of Commerce (ICC) and SWIFT recently developed and launched the Bank Payment Obligation (BPO) as a new international standard for trade transactions. Mercat...
Outlook for the 2014 Payments Landscape
Nobody said change was easy.
E-Payment Programs: Success Depends on Supplier Enablement Strategy
Mercator Advisory Group examines why supplier enablement strategies are needed for payers implementing automated payment programs
Merchant Acquiring in 2013: New Distribution Channels Drive Growth
Recent trends and product developments in the market for merchant services
Prepaid Distribution Strategies in the United States 2013
New Mercator Advisory Group research shows how prepaid program managers are driving volume for program profitability