What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
2014 Emerging Technologies Outlook
The continuing payments transformation
2014 International Payments Market Outlook
Card payments and e-commerce are growing in virtually every international market.
2014 U.S. Credit Card Outlook
The paradox continues: After a surprisingly strong year in 2012, the credit card industry has delivered mixed results in 2013. Purchase volumes continue to grow, but new accounts and increases in card balances remain elusive.
2014 U.S. Prepaid Outlook: It’s All Political
The courts, Congress, and regulatory agencies will continue to shape the industry.
2014 Debit Cards Outlook
A perspective on the U.S. debit issuing industry for the year ahead.
Payment Card Data Security Report: Combating Breaches, Perfecting EMV, and Safeguarding Mobile Payments
Data breaches, EMV, and mobile payments are key issues affecting the security of payment card data, and managing each will require overcoming formidable challenges. Criminals are seizing on lax data security to compromise card data at an alarmi...
Global Regulatory Trends: Interchange Regulation
New research from Mercator Advisory Group examines the international state of interchange regulation.
Wholesale Lockbox Use Resurging Thanks to Electronic Invoicing
New research from Mercator Advisory Group examines the way technology is facilitating payments discounting and supply chain financing.
Account Activation: Awakening Zombie Accounts
With an estimated 159 million inactive general purpose credit card accounts at any time in the U.S., inactive accounts represent a massive drag on the credit card industry. Inactive accounts are to some extent an unavoidable cost of doing busine...
Prepaid Card Fraud and Risk Controls in the United States
New research from Mercator Advisory Group examines fraud risk and best practice