What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
ICC and SWIFT’s Bank Payment Obligation Instrument Reduces Risk of Trade Financing Default
To combat the risk of open account terms and facilitate trade, the International Chamber of Commerce (ICC) and SWIFT recently developed and launched the Bank Payment Obligation (BPO) as a new international standard for trade transactions. Mercat...
Outlook for the 2014 Payments Landscape
Nobody said change was easy.
E-Payment Programs: Success Depends on Supplier Enablement Strategy
Mercator Advisory Group examines why supplier enablement strategies are needed for payers implementing automated payment programs
Merchant Acquiring in 2013: New Distribution Channels Drive Growth
Recent trends and product developments in the market for merchant services
Prepaid Distribution Strategies in the United States 2013
New Mercator Advisory Group research shows how prepaid program managers are driving volume for program profitability
National Debit Networks: When Global Goes Local
Growth of New Intracountry Debit Networks Likely to Gain Momentum in Countries Around the World
Private Label Credit Cards Achieve Steady Growth in a Turbulent Market
Numerous card portfolios have changed hands since the financial crises, all the while the industry has consistently grown in accounts and outstandings. Portfolio acquisition activity settled somewhat in 2013, but the biggest move is still on the...
Real-Time Payment Systems: A Global Opportunity
Benefits and Efficiencies of Real-Time Payments Systems Balance High Costs of Implementation
9TH Annual Credit Card Issuers’ Identity Safety Scorecard: Preventing Fraud Through Improved Authentication and Customer Engagement
Javelin’s ninth annual Credit Card Issuers’ Identity Safety Scorecard analyzes the customer?facing security features and scores of 24 of the nation’s top credit card issuers using Javelin’s Prevention, Detection, and Resolution™ Model. The Score...
Beyond the Turnstile: Adding Open-Loop Functions to Transit Fare Cards
Mercator Advisory Group examines how transit agencies can enable their fare cards to be used wherever payment cards are accepted