What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
E-Commerce Platform Solutions Meeting The Needs of "Tomorrow's" Consumers
E‐commerce is growing by leaps and bounds, prompting merchants and payments processors to expand their platforms for card‐not‐present (CNP) payment acceptance and processing.
Debit Information Has No Place in Credit Bureau Reporting
The case against including debit card and demand deposit account data in consumer credit reports
European E-Commerce Landscape
The Continent is poised for long-term growth.
Emerging Low-Cost and No-Cost Online Payments Impact on Traditional B2B Fee Structures
New research from Mercator Advisory Group considers Emerging Low-Cost and No-Cost Online Payments’ Impact on Traditional B2B Fee Structures.
Managing Gift Card Operational Complexity and Enabling a Mobile Channel Platform
New research from Mercator Advisory Group identifies complexities in gift card operations and offers process maps to help prevent delays in mobile app distribution.
Card Fraud Detection Software: Enterprise and Transaction Solutions Converge
Mercator Advisory Group releases research on recent trends and product developments in software for card fraud detection.
Alipay: The E-Commerce Dragon Beyond the Great Wall
China’s e-commerce leader has big ambitions.
Company Snapshot: Gyft
Gyft is using new technology to bring gift cards into the 21st century.
Alibaba/Alipay: An Emerging Technology Review from a U.S. and Global Perspective
Online commerce, whether via mobile devices, personal computers, or tablets, is booming in China, and Alibaba Group and its subsidiary Alipay are leading the way in innovation in electronic marketplaces and payments. The numbers are staggering, ...
Online Retail Payments Forecast 2013-2018: Alternative Payments Go Mainstream
The e-commerce market is evolving at a spectacular rate, and never before has it been more competitive. In 2013, consumers spent a total of $351.9 billion online, and $1 of every $6 originated from a mobile device. Smartphones, tablets, and soci...