What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Credit Interchange Under Pressure from Industry Trends
Possible changes to the credit-issuing business
Cardholder Account Controls via Mobile Devices
New Mobile Tools for Consumers to Fight Card Fraud on Debit Cards Using self-service transaction authorization apps is as easy as changing channels with a remote control
State of the Commercial Card Market, 2014
Commercial card issuers are transforming themselves from issuers of plastic to providers of virtual account numbers, mobile applications, chip technology and comprehensive reporting systems. This is the state of the commercial card market today.
Unbanked and Underbanked Consumers in South America: A Market for E-Payments
Electronic Payments a Pathway to Financial Inclusion of South America’s Unbanked and Underbanked Populations Much potential for growth of mobile and prepaid payments in developing economies of South America
Empowering Underbanked Consumers in the Mobile Era: Identifying Bank Needs and Ranking Top Prepaid Providers
This report examines the financial behaviors and habits of underbanked and unbanked consumers---highly mobile, younger group of consumers-- and identifies recommendations for best practices to reach this consumer segment.
Company Snapshot: Bora Payment Systems
Striving for the better B2B virtual card payment
Foreign Exchange via Mobile
FX mobility solutions to improve cash management for businesses and high-net-worth individuals. Small and medium-sized businesses increasingly need quick and convenient solutions to manage currency risk.
Retail Gift Card Trends in the United States: 2013 in Review
U.S. retail gift card loads fell in 2013 for the first time in 10 years, but loads on virtual cards began to grow.
2014 Retail Point of Sale Payment Forecast: The Mobile Payment Square-Effect and Prepaid Card Popularity Drive Cash Down by 10%
This report evaluates the actual and forecast changes in the retail POS market, tracking payments mix data from 2012 through the forecast year of 2019 and identifying key drivers of market change.
Profiling the South American ATM Landscape
South American ATM market holds great potential. The ATM channel remains the most effective means of providing financial services to consumers in remote locations.