Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Electronic Bill Pay: Niche Opportunities Still Abound

Javelin Report
Date: September 16, 2008
Author(s): Mercator
Research Topic(s): Debit

Boston, MASeptember 2008

5th Annual Network Branded Prepaid Market Assessment

Javelin Report
Date: August 21, 2008
Author(s): Mercator
Research Topic(s): Prepaid

Boston, MAAugust 2008

Driving Consumers Toward Mobile Money Services: Lessons from South Africa, the Philippines, and Kenya

Javelin Report
Date: August 21, 2008
Author(s): Mercator
Research Topic(s): Emerging, Global

NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP

Merchant Funded Discount Networks: Adding to the Payments Value Chain

Javelin Report
Date: August 20, 2008
Author(s): Mercator
Research Topic(s): Prepaid

NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP

Patience and the Win/Win: Broadband and the Rural Financial Institution

Impact Note
Date: August 19, 2008
Author(s): Mercator
Research Topic(s): Emerging

Sometimes the merits of a technology are obvious like mobile telephones and word processors. But others demand the right problem and the right provider to make economic sense. Wireless broadband for rural banking applications is one. Despite rel...

Remote Deposit Capture Supplier Review

Javelin Report
Date: August 17, 2008
Author(s): Mercator
Research Topic(s): Debit

August 2008Boston, MA

A New POS Paradign: Hardware as Service Delivery Platform

Impact Note
Date: August 14, 2008
Author(s): Mercator
Research Topic(s): Emerging

Software as a Service is a commonplace method for software vendors to offer their capabilities. Now, hardware vendors of systems that include payments capability are bundling their devices and the services needed to create a vertical market solu...