What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Merchant Acquiring in the United States 2008: Birth of the Perfect Storm?
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP
Payroll Segmentation: Driving Payroll Cards Beyond the Unbanked
New payroll card solutions are emerging that offer card providers the opportunity to drive the products up-market towards more rewarding user profiles. The non-traditional approach of offering payroll cards up-market requires payroll solution pr...
Credit Card Aggregator Websites: The Hidden Marketing Channel
Those seemingly ubiquitous advertising links for credit card search/comparison websites might be easily dismissed as faded billboards on the information superhighway. An analysis of traffic volumes suggests something more consequential: the emer...
India's Electronic Payments Future
Boston, MAMay 2008
Mobile Payment Case Study: NTT DoCoMo's Proximity Mobile Commerce Platform
Since 2004, NTT DoCoMo, the largest mobile carrier in Japan, has been operating a proximity mobile commerce platform that offers a variety of functions including, but not limited to, card payments. This note takes a close look at the platform; b...
Top US Emerging Payment Technologies: Some Leverage for the Merchant
Payment technologies come and go with more than a few perishing from the lack of value or the ability of the payment industry's immune system to reject ideas that threaten the status quo. But a number of technologies are technically in place or ...
Toward Profitability in Prepaid: Navigating a Changing Sea
When a prepaid card program will achieve profitability is proving difficult to calculate. This challenge comes from a range of variables that needs to be factored into the profitability calculations, and while some of these variables are well kn...
US Mobile Banking: Sedate Growth, Disruptive Potential
NEW RESEARCH REPORT BY MERCATOR ADVISORY GROUP
2007 Online Payments Market in China: Market Overview and Major Players
Boston, MAApril 2008
Contactless Card Market in China 2007
Mercator Advisory Group took a look at the contactless card market in China. Government-led initiatives have made China among the largest RFID markets in the world in the past year. However, additional long-term market drivers are needed to keep...