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Apple, Google, Amazon, Facebook and PayPal-eBay: ‘Gang of Five’ Disrupting the Mobile Wallet Space
With today’s U.S. retail market of over $4 trillion up for grabs, no one entity has yet discovered how to claim their slice of mobile wallet revenue.
Increasing Mobile Bill Payment Adoption...Anyplace, Anywhere
The first wave of consumers already is pulling out a smartphone or tablet to pay bills.
Mobile Wallet Game Changers: Strategies for Success in 2014
Mobile wallets are creating an enormous opportunity and an attractive target for investment, and consumer willingness to use mobile wallets is rising.
The Increasing Ubiquity of Person-to-Person Transfers
Consumers transferred over $1 trillion in 2012 using electronic channels, including both account-to-account (A2A) and person-to-person (P2P) payments.
How to Increase Adoption of Online Banking and Bill Payment: A Peek into 2018
Javelin outlines a strategy for financial institutions to target 29 million Americans who are one step away from paying bills with their primary bank or credit union.
Navigating the Rising Tide of Ecommerce Fraud with Consumer-Approved Authentication Solutions
The gradual proliferation of EMV over the coming years is expected to greatly reduce card fraud at the point of sale.
Virtual Currency: Digital Swords to Physical Goods
Virtual currency has evolved far past its humble beginnings of buying digital cows and swords. More than 47 million US adults were virtual currency users in 2012.
Opening Accounts via Branch, Online and Mobile: The How, When and Why?
Digital account opening has grown by leaps and bounds in a few short years, reaching over 88.5 million Americans opening an account online or with a mobile device.
Mobile Banking and Branches Working Together for $1.5B in Cost Savings
While rising adoption of digital technologies alters the branch-based distribution model, there are many cost saving opportunities for FIs that enhance the experience for mobile bankers.
Not all Data Breaches are Created Equal
With an average of 135 data breaches occurring each month in 2012, Javelin explored the link between data breaches and fraud and found that over 50% of fraud victims were also data breach victims in 2012.