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Plan Your Tablet Banking Strategy Through 2018
The number of tablet bankers has increased tenfold in the past three years. Consumer adoption of tablets in the U.S. has now crossed the 50% mark, at a rate even faster than smartphone adoption. As the fastest growing device continues to mature,...
Commercial Payments Fraud Battlefield: Working with SMBs to Protect their Financial Accounts
Small and mid-size businesses face a wide variety of threats to their profitability, but none as insidious as fraud. Criminals are specifically targeting the financial products and services utilized by these businesses with great success. Small ...
Wearables: A Huge Opportunity for Financial Services
Notable financial institutions, technology vendors, and app developers are experimenting to demonstrate that wearables such as Google Glass and smartwatches can deliver financial alerts, pay for goods and services, and give consumers greater dig...
Prepaid with Mobile: The Underbanked’s “Killer App”
Over one in four adults in the U.S. are underbanked or unbanked, making up 64 million consumers off the beaten path of mainstream financial services. While in the past the options for underbanked consumers were fraught with predatory products, t...
Managing the Potential Regulatory Landscape of Prepaid Cards on College Campuses
Prepaid card transaction interchange revenue of reached an estimated $1.5 billion in 2013, and payment players are motivated to avoid regulation that could limit revenue. Javelin examines how issuers and universities offering these prepaid cards...
Rethinking How Customers Manage Money in the ‘Mobile-First’ Era
With mobile devices pervade consumers’ lives and instill “always-on” expectations, Javelin examines the need for on-the-go personal finance to replace old‐style personal financial management tools.
Data Breaches: How Do Consumer Perceptions Affect Merchants and the Financial Industry?
Years of complacency among businesses regarding data breaches were shattered in 2013 with the Target breach getting into the crosshairs of the media. With the connection between data breaches and identity fraud growing with nearly 1 in 3 data-b...
Prepaid Cards and Mobile Payment Readers Change the POS Payment Stream through 2018
The retail point of sale (POS) market is rapidly changing as cash and check are increasingly losing favor with consumers and merchants and are quickly being replaced by plastic cards and alternative payments
Roadmap to a Profitable Future: Smartphones, Tablets, and Mobile Banking From Today to 2018
It’s no secret that smartphone and tablet adoption is skyrocketing, with mobile banking adoption following in the wake.
The State of EMV: Fact or Fiction
The U.S. EMV roadmap has existed since 2012, providing the payments industry with plenty of time to prepare for the transition from magnetic stripe cards to smart cards.