What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
2012 U.S. Credit Card Outlook
2011 is turning out to be a better year than expected for credit cards, at least in terms of spending. But how long can healthy spending growth continue without commensurate growth in the cardholder base or consumer borrowing? 2012 will be the y...
Internet TV: The Next Frontier for Online Payments
A future exists where consumers have evolved from couch potatoes to couch players and previously static entertainment devices (like TVs) are online, all the time. It's a short step from watching TV, to playing on a TV, to paying on a TV and mark...
Payment Acquiring and Merchant Services in Canada
Payment Acquiring and Merchant Services in Canada
The Eighth Annual Prepaid Forecast
The Eighth Annual Prepaid Forecast
Remote Deposit Capture: Consumers on the Go
The persistent use of paper checks for payments of everything from expense reimbursements to credit balance refunds to commissions is no match for mobile financial service product developers. The ability of smartphones to capture high quality im...
Chip in My Pocket
Whether from a fear of looking silly at the Metro station or simply the desire go cashless, I jumped at the chance to purchase a Travelex Cash Passport Card at a Travelex kiosk in Dulles International airport. Twenty-four hours later I was "chip...
Holidays 2011 Closed-Loop Load Forecast
Mercator's holiday forecast of loads in the In-Store Gift Card (closed-loop) segment predicts that the business will grow and most of the cards will be plastic.
Developments in Payment Technology
The Fall 2011 Finovate conference featured 63 presentations of innovations spanning the breadth of the banking and finance industries. Although less than a third of those presentations were related to payments, those that were covered topics ran...
Rattling The Value Chain: The Effects of New Regulations on Open-Loop Prepaid Programs
Rattling the Value Chain: The Effects of New Regulations on Open-Loop Prepaid Programs
Be SMART About Social Media
Be SMART About Social Media