Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Programming the Payments: From APIs to Commerce Platforms

Javelin Report
Date: March 26, 2012
Author(s): George Peabody
Research Topic(s): Emerging

New research from Mercator Advisory Group reviews software development platforms and payment innovation

Top 50 Debit Card Issuers: Rewards and Loyalty: 2011 Annual Review

Javelin Report
Date: March 26, 2012
Author(s): Patricia Hewitt
Research Topic(s): Debit

Boston, MA -- In new research, Top 50 Financial Institutions' Debit Rewards and Loyalty: 2011 Annual Review, Mercator Advisory Group provides its annual examination of the changes taking place in the rewards and loyalty programs of the top debit...

European Online Payments

Javelin Report
Date: March 22, 2012
Author(s): Terry Xie
Research Topic(s): Global

European Online Payments

Grasping the Benefits of Prepaid: A Battle Plan for Banks

Javelin Report
Date: March 21, 2012
Author(s): Tim Sloane
Research Topic(s): Prepaid

Grasping the Benefits of Prepaid: A Battle Plan for Banks

Commercial Cards: Evaluating Multinational Card Programs

Javelin Report
Date: March 19, 2012
Author(s): Patricia McGinnis
Research Topic(s): Commercial & Enterprise

Commercial Cards: Evaluating Multinational Card Programs

Debit Processing Solutions: 2012 Review

Javelin Report
Date: March 19, 2012
Author(s): Patricia Hewitt
Research Topic(s): Debit

Debit Processing Solutions: 2012 Review

Commercial Card Technology and Working Capital Optimization

Javelin Report
Date: March 14, 2012
Author(s): Patricia McGinnis
Research Topic(s): Commercial & Enterprise

Corporations are discovering new methods of executing payments though card networks, contributing to the steady decline in check volume. B2B payments will undergo changes in cost structures, and the analysis of spending and payments data suggest...

Small Credit Card Issuers 2012: Waiting for a Renaissance

Javelin Report
Date: March 11, 2012
Author(s): Ken Paterson
Research Topic(s): Credit

Small Credit Card Issuers 2012: Waiting for a Renaissance

What's In Store for Merchant Acquirers? Three Trends to Track in 2012

Impact Note
Date: March 7, 2012
Author(s): David Fish
Research Topic(s): Credit

This year promises to be one of expansion for the merchant acquiring industry. Three of the most important trends in payments and commerce impacting acquirers in 2012 are mobility, multi-channel merchant services, and risk management. This Viewp...

Mobile Incentives: The Next Step in Device Based Transactions

Javelin Report
Date: March 1, 2012
Author(s): David Kaminsky
Research Topic(s): Emerging

Mobile Incentives: The Next Step in Device Based Transactions

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