Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

There's No Gift Like Plastic for the Holidays

Javelin Report
Date: November 1, 2012
Author(s): Ben Jackson
Research Topic(s): Prepaid

Mercator Advisory Group's holiday forecast of loads in the In-Store Gift Card segment of closed-loop prepaid cards predicts that the business will grow and again most of the cards will be plastic.

Canadian Payment Card Market 2012

Javelin Report
Date: October 30, 2012
Author(s): Terry Xie
Research Topic(s): Global

Canadian Payment Card Market 2012

Global NFC Payments Forecast 2012

Javelin Report
Date: October 30, 2012
Author(s): Terry Xie
Research Topic(s): Global

The global Near Field Communication (NFC) payments market has been developing at a slower rate than the payments industry hopes. But progress has been made on different fronts in 2012. Cautious optimism is the mood in the industry. This research...

B2B Networks: Still Trying to Solve the Paper Problem in Commercial Payments

Javelin Report
Date: October 23, 2012
Author(s): Michael Misasi
Research Topic(s): Commercial & Enterprise

B2B Networks: Still Trying to Solve the Paper Problem in Commercial Payments

The Durbin Amendment: No Looking Back

Javelin Report
Date: October 18, 2012
Author(s): Patricia Hewitt
Research Topic(s): Debit

The Durbin Amendment: No Looking Back

EMV Debit: Starting Slowly

Javelin Report
Date: October 17, 2012
Author(s): Patricia Hewitt
Research Topic(s): Debit

By remaining one of last countries to embrace EMV technology, the United States has a better understanding of the challenges and benefits that EMV debit cards can offer. To date, EMV debit strategies in the U.S. market have caused only ripples i...

The NFC Revolution: Anticipating Changes in the U.S. Payments Landscape

Javelin Report
Date: October 15, 2012
Author(s): David Kaminsky
Research Topic(s): Emerging

Boston, MA - Many people in the payments industry have become frustrated with the slow pace with which NFC-based payments technology has been developing in the U.S.--Google Wallet's initial launch left minimal impact, Isis keeps postponing its o...