Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

POS Terminals: On the Cusp of Change

Javelin Report
Date: January 11, 2012
Author(s): David Kaminsky
Research Topic(s): Emerging

POS Terminals: On the Cusp of Change

India Prepaid Market 2011

Javelin Report
Date: January 2, 2012
Author(s): Terry Xie
Research Topic(s): Global

India Prepaid Market 2011

U.S. Commercial Cards: Complex Solutions for a Growing Market

Javelin Report
Date: December 21, 2011
Author(s): Michael Misasi
Research Topic(s): Commercial & Enterprise, Credit

New Research Analyzes Commercial Card Market Growth

2012 Outlook: Banking Channels

Impact Note
Date: December 20, 2011
Author(s): Ed O'Brien
Research Topic(s): Credit

As financial institutions welcome the close of 2011 and its challenging economic climate, they look forward to 2012 to begin anew, and to place them on the path to sustained growth. Key to this growth will be channel growth and development. A re...

Debit Advisory Service: 2012 Outlook

Impact Note
Date: December 20, 2011
Author(s): Patricia Hewitt
Research Topic(s): Debit

2011 was an ugly year for the debit card industry. Ideally, 2012 will bring some measure of healing to a market that has been severely bruised. Yet, issuers will be called upon to dig even deeper for new growth opportunities as they protect thei...

Acquirers Dealing With Obstacles While IRS Delays Penalties on 1099-K Reporting

Impact Note
Date: December 15, 2011
Author(s): David Fish
Research Topic(s): Credit, Debit

A one-year reprieve from full compliance with the new IRS 1099-K reporting regulations has acquirers breathing a brief sigh of relief. However, late additions to the form will have many revising reporting infrastructure -- and incurring addition...