Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Beyond Brand Awareness with Exclusivity Contracts - An Olympic-Sized Opportunity for Prepaid

Javelin Report
Date: March 7, 2010
Author(s): Mercator
Research Topic(s): Prepaid

With its sponsorship making it the only card brand accepted at the 2010 Olympic Games in Vancouver, Visa Inc. undoubtedly boosted awareness of its brand, however in the new age of prepaid, these sponsorships gave the brand networks the additiona...

Healthcare Payments: Pay Now or Pay Later - Preparation Meets Opportunity

Javelin Report
Date: March 7, 2010
Author(s): Mercator
Research Topic(s): Debit

Healthcare Payments:Pay Now or Pay Later - Preparation Meets Opportunity

Payroll Cards 100% Electronic Payments 80% of the Time - Crossing the Market Finish Line

Javelin Report
Date: February 8, 2010
Author(s): Mercator
Research Topic(s): Debit, Prepaid

Payroll Cards 100% Electronic Payments 80% of the Time - Crossing the Market Finish Line

The Economics of Debit Acquiring

Javelin Report
Date: February 3, 2010
Author(s): Mercator
Research Topic(s): Debit

The Economics of Debit Acquiring

Automated Teller Machines, The Other Self Service

Javelin Report
Date: January 7, 2010
Author(s): Mercator
Research Topic(s): Debit

Automated Teller Machines, The Other Self Service

Alternate Payments: Disruptive Technology or Just an Online Ally for Traditional Payment Providers?

Javelin Report
Date: January 5, 2010
Author(s): Mercator
Research Topic(s): Emerging

Alternate Payments: Disruptive Technology or Just an Online Ally for Traditional Payment Providers?

Changing Places: Prepaid Open Loop Cards Poised to Pass Closed Loop Dollar Loads in 2012

Javelin Report
Date: January 5, 2010
Author(s): Mercator
Research Topic(s): Prepaid

The dollar loads on closed loop prepaid cards historically has topped that of open loop products by a significant amount. As open loop cards continue to become a viable replacement for check and cash-based payments and innovation continues to ev...