What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

2009 Holiday Gift Card Sales Prediction: Things Don't Look So Bad From Here

  • Javelin Report
  • Date: December 13, 2009
  • Author(s): Mercator
  • Research Topic(s): Prepaid
Fourth quarter holiday sales heavily impact the total annual dollar loads on prepaid gift cards. In 2008, both open loop and closed loop gift cards experienced a decline in holiday sales as consumers, shaken up by a dismal economy, reduced their...

Retail Ecommerce in the US: Opportunities for Payment Acquirers

  • Javelin Report
  • Date: December 6, 2009
  • Author(s): Mercator
  • Research Topic(s): Credit
The opportunities that ecommerce presents to payment acquirers, while not insignificant, are somewhat limited because the market is dominated by its two largest players: Amazon and eBay. Combined, the two account for over half of all US ecommerc...

Top 50 Debit Card Issuers Loyalty and Rewards Programs 2009 - Year in Review

  • Javelin Report
  • Date: December 6, 2009
  • Author(s): Mercator
  • Research Topic(s): Debit
Top 50 Debit Card Issuers Loyalty and Rewards Programs 2009 - Year in Review

Switching From Credit to Debit: A Long-Term Trend Gets a Boost from the Recession

  • Javelin Report
  • Date: December 2, 2009
  • Author(s): Mercator
  • Research Topic(s): Credit, Debit
Switching From Credit to Debit: A Long-Term Trend Gets a Boost from the Recession

Prepaid Market Forecast 2009 to 2012

  • Javelin Report
  • Date: November 29, 2009
  • Author(s): Mercator
  • Research Topic(s): Prepaid
Prepaid Market Forecast 2009 to 2012

Small Business Credit Card 2009 Update: Party's Over - When's The Next Party?

  • Javelin Report
  • Date: November 29, 2009
  • Author(s): Mercator
  • Research Topic(s): Credit
Small Business Credit Card 2009 Update:Party's Over - When's The Next Party?

Shifting Gears: Cards and Electronic Payments in China 2009

  • Javelin Report
  • Date: November 23, 2009
  • Author(s): Mercator
  • Research Topic(s): Global
Shifting Gears?Cards and Electronic Payments in China 2009

The Global Contactless Payment Card Market: Increased Adoption in Close Proximity?

  • Javelin Report
  • Date: November 23, 2009
  • Author(s): Mercator
  • Research Topic(s): Global
The Global Contactless Payment Card Market: Increased Adoption in Close Proximity?

A Different Way of Offering Credit: Islamic Payment Cards' Potential in the Global Economy 2009

  • Javelin Report
  • Date: November 1, 2009
  • Author(s): Mercator
  • Research Topic(s): Global
A Different Way of Offering Credit:Islamic Payment Cards' Potential in the Global Economy 2009

Dealing With Soaring Bad Card Debt Around the World

  • Impact Note
  • Date: November 1, 2009
  • Author(s): Mercator
  • Research Topic(s): Credit, Global
As the global economic downturn continues, rising unemployment rates and dwindling personal income around the world are driving bad card debt levels at an un-precedent pace. This environment may push developing credit markets into new territory ...

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