What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
General Purpose Reloadable Prepaid Card Portfolio Measurements and Growth Strategies
Is your general purpose reloadable (GPR) prepaid debit card portfolio profitable? New research report from Mercator Advisory Group discusses measurement techniques and key performance indicators (KPIs) for GPR open-loop prepaid cards.
Asset-Backed Securities: A Primer for Credit Card Managers
Every credit card executive needs to know the nuances of asset-backed securities.With the asset-backed securities market on the rebound, credit card issuers should understand the nuances and benefits of this financial product.
U.S. Merchant Acquirers Confront Disruptive Payment Industry Forces
U.S. merchant acquirers facing headwinds of competitive disruption. Mercator Advisory Group Research Report Assesses Impact of Current Payment Industry Forces in Play.
Securing E-Commerce: Competing Technology Crowds the Market
Competing technology crowds e-commerce security market.Mercator Advisory Group evaluates the current and future state of e-commerce security and finds promise and peril in new technology.
Fiserv and First Data Proposed Merger Shakes U.S. Payments Ecosystem
Blockbuster payments pact rings in the new year.
Implementing Payment Card Controls through a Customer Financial Engagement Strategy
Join Krista Tedder and Mark Schwanhausser as they examine the challenges and rewards of launch card controls.
Fintech in Corporate Banking: Digitize or Miss the Boat
Banks need to prioritize digital infrastructure to retain corporate clients and compete in coming years.Mercator Advisory Group reports that the financial institutions and their corporate clients had best quickly adapt to a digital environment o...
Justice Department Reverses Decision on Internet Gambling
On Jan. 14, 2019, the U.S. Justice Department released a new interpretation of the Unlawful Internet Gambling Enforcement Act (UIGEA), stating that the act does not apply solely to sports-related gambling (as had been stated in a 2011 judgment) ...
The 2019 Credit Card Data Book: Key Indicators of a Slowing Market
2019 Credit Card Data Book projects slower growth, leaner profits, and higher risksMercator Advisory Group updates annual Credit Card Data Book with projections through 2022.
Payment Card Controls: Overcoming Impediments Through a Consumer Financial Enablement Strategy
Payment card controls are features of digital banking that consumers want but the financial services industry has failed to deliver effectively at scale. Despite adoption by card companies and some financial institutions, consumer adoption has b...