What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
2017 Closed-Loop Gift Card Holiday Forecast: Stockings Will Get Stuffed
Gift card loads will grow along with holiday sales.
Doing Well by Doing Good: Delivery Models and Channels Serving the Financially Underserved
Solving the problem of financial inclusion can benefit both the “unbanked” and financial services providers. Mercator Advisory Group releases new research analyzing the state of financial inclusion in the U.S. and comparing product solutions wi...
Mobile Is Coming in Commercial Payments
Previous hurdles slowing the adoption of commercial mobile spend are beginning to fall.
The Skinny from AFP 2017
Digitalization is now front and center, with increased savvy among financial professionals.
Impact Note: PIN on Glass
This paper highlights the potential opportunity and challenges the industry will face with the upcoming introduction of a radically new software solution for PIN entry. This solution has undergone a successful trial in the UK and Australia for t...
Brazil, Russia, India, and China: Payment Developments in the BRIC Countries
BRIC nations (Brazil, Russia, India, and China) moving toward domestic payments model not just integrating universal branded credit cards.New Mercator Advisory Group research report discusses current credit card opportunities and challenges in t...
Same Day ACH: Debit’s Debut
Same Day ACH credits were introduced last year and this year, Same Day ACH debits take center stage.New Mercator Advisory Group research analyzes initial performance of same-day ACH credits and the impact that same-day debits will have on the pa...
U.S. Commercial Cards: The Drive Toward Mainstream Payables
Payables is the name of the game in U.S. commercial cards.Mercator Advisory Group reports healthy growth for commercial cards in the U.S. market with opportunity to capture much higher B2B payments share in the next five years.
Voice-Activated Conversational Interfaces: A Viable New Banking Channel
Customers soon may prefer to talk to banks’ conversational platforms for inquiries and transactions.
Faithful Companion: Prepaid Supports Credit and Debit Cards
Prepaid cards have value as account supplements, not just replacements. Open-loop prepaid cards are used primarily as account replacements by people without bank accounts or as gift cards by those who do have bank accounts. Recent research indi...