Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Evolving Retail Concepts and Venues with Mobile Self-Checkout

Javelin Report
Date: June 22, 2017
Author(s): Raymond Pucci
Research Topic(s): Emerging, Merchant

Mobile self-checkout speeds shopping. New research from Mercator Advisory Group reviews the latest concepts and implementations of mobile self-checkout systems in the retail industry.

Mobile Usage in Commercial Payments May Be Just Around the Corner

Commercial mobile payments is coming soon.Mercator Advisory Group says that use of mobile payments for corporate employees will soon be on the same trajectory as consumer mobile projections.

U.S. Credit Card Debt: Circle the Wagons and Fortify

Javelin Report
Date: June 5, 2017
Author(s): Brian Riley
Research Topic(s): Credit

Three indicators signal risk ahead for the U.S. credit card industry, new research warns New Mercator Advisory Group research discusses coming wave of credit card delinquency due to aggressive account acquisitions

Open-Loop Prepaid Card Management: Strategies to Take Advantage of the Industry’s Inflection Point

Impact Note
Date: June 1, 2017
Author(s): Ben Jackson
Research Topic(s): Prepaid

As the industry matures, prepaid card issuers need to be certain their business is properly positioned.

Retail Gift Card Trends in the United States: 2016 in Review

Javelin Report
Date: June 1, 2017
Author(s): Ben Jackson
Research Topic(s): Merchant, Prepaid

Closed-loop gift card loads grew in 2016 as shoppers returned to cards. Mercator Advisory Group finds that U.S. retail gift card loads grew 6% in 2016.