Payments

People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.

What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Prepaid Cards: Power Users and Potential Impact of the CFPB

Javelin Report
Date: February 19, 2016
Author(s): Michael Moeser
Research Topic(s): Tech & Infrastructure

This report examines how the cards are acquired, reloaded, and used by key consumer segments. It also examines the CFPB’s proposed changes to prepaid that could change the attractiveness of these cards.

Company Snapshot: Cachet Financial Solutions

Impact Note
Date: February 17, 2016
Author(s): Ben Jackson
Research Topic(s): Prepaid

With consumers and businesses turning to their phones for a greater share of payment and banking functions, Cachet Financial Solutions offers remote deposit capture (RDC) technology enabling banks, credit unions, and alternative service provider...

Asia-Pacific Commercial Credit Cards: Market Review

Asia-Pacific markets offer unrivaled opportunities for commercial credit cardsNew research from Mercator Advisory Group examines growth potential of the commercial credit cards market in the Asia-Pacific region

American Express’s 2016 Resolution: Realign the Prepaid Portfolio

Impact Note
Date: February 3, 2016
Author(s): Ben Jackson
Research Topic(s): Prepaid

American Express is fine tuning its prepaid portfolio to streamline it.

Customers Reselling Gift Cards: Benefits for Retailers

Impact Note
Date: February 1, 2016
Author(s): Ben Jackson
Research Topic(s): Prepaid

Now that customers can resell gift cards, should retailers worry? New research from Mercator Advisory Group examines the secondary market for closed-loop gift cards

Country Payments Market Profile: South Africa

Impact Note
Date: January 29, 2016
Author(s): Tristan Hugo-Webb
Research Topic(s): Global

South African payments market roaring Mercator Advisory Group releases new research profiling South Africa’s prospects as an emerging payments market

Mobile Account Opening: Adjusting to a New Normal

Javelin Report
Date: January 27, 2016
Author(s): Alex Johnson
Research Topic(s): Credit

Mobile account opening nearing a tipping point Mercator Advisory Group releases new research on the emerging importance of mobile-focused customer acquisition and onboarding strategies

New Capabilities of P2P Payments in 2015

Advisory Webinar: Client Login Required
Date: February, 2016
Author(s): Michael Moeser
Research Topic(s): Tech & Infrastructure

Join Javelin as we examine power users of P2P and new business models to take advantage of technology to drive P2P payments.

2016 Payments Outlook

Impact Note
Date: January 26, 2016
Author(s): Ken Paterson
Research Topic(s): Commercial & Enterprise, Credit, Debit, Emerging, Global, Prepaid

Converging trends making 2016 a year to remember in payments and banking Leading payments and banking research and consulting firm offers free outlook on trends shaping the payments industry in 2016

A Deep Dive into Chase Pay

Impact Note
Date: January 20, 2016
Author(s): Tim Sloane
Research Topic(s): Emerging

A Deep Dive into Chase Pay A new research note from Mercator Advisory Group analyzes the prospects of Chase’s new mobile payments network, Chase Pay

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