What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Can Coalition Loyalty Programs Succeed in the United States?
Can Plenti score points with U.S. shoppers? Mercator Advisory Group releases a new research note assessing the first year of merchant coalition loyalty program Plenti by Amex.
Company Snapshot: Boost Payment Solutions
Fintech enabling greater use of virtual cards in corporate payables
Retail Gift Card Trends in the United States: 2015 in Review
Closed-loop gift card loads fell in 2015 as shoppers favored merchandise New research from Mercator Advisory Group finds U.S. retail gift card loads fell 9% in 2015, in part due to a slow holiday season
Understanding Risk in Bitcoin and Bitcoin Exchanges
Bitcoin’s algoritms are robust, but the same cannot be said of the external Bitcoin ecosystem that most users depend on.
Here Comes Same Day ACH
Same Day ACH begins its staged launch in the U.S.The availability of same day ACH will forever change the payments industry and have an impact on the course of faster payments.
Mobile Card Controls: Do-It-Yourself Fraud Management
Mobile card controls empowering consumers Mercator Advisory Group releases a new research note that examines the expanding Mobile Card Control landscape.
Gift Cards Are Dematerializing
As the gift card market grows, so does the portion of the market that is digital. Shoppers are loading more dollars onto virtual cards, and some gift card holders are converting plastic cards into digital ones.
The Outlook for Commercial Mobile Payments
Commercial adoption of mobile payments will follow consumer adoptionNew research from Mercator Advisory Group examines the likelihood of commercial card mobile payments gaining wide adoption
EMV in 2016: Breaking Through the Bottleneck
U.S. EMV migration makes progress despite merchant certification bottleneck New research from Mercator Advisory Group examines the progress made by credit card issuers, merchants, and the card networks since the 2015 EMV liability shift.
2016 Annual U.S. Debit Market Data Review
The $2 trillion in debit card transactions in the U.S. up for grabs under the influence of the networks, technology, and consumer preferencesMercator Advisory Group releases new research analyzing U.S. debit market trends and transaction routing...