What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Breaking Down Barriers: Challenges for Commercial Global Card Programs
Strategies for large banks to satisfy multinational corporations’ demand for a “global” commercial card product from a single issuerNew research from Mercator Advisory Group examines the methods that banks can use to manage international commerc...
Prepare for the Regulatory Trend Focused on Fairness and Clarity in Financial Services
Regulatory focus on fairness and clarity requires credit card issuers to find profit through operational efficienciesMercator Advisory Group releases a new research note that examines the evolution of regulatory control in financial services
A Digital Future Compels the Use of Technology to Automate Achieving Financial Goals
Using automation to predict and help achieve customers’ financial goals can benefit banks and credit unions Mercator Advisory Group research reveals how technology can be deployed to engage customers in building their assets and reaching financi...
Prepaid Fraud Prevention in a Changing World
The adoption of EMV, the growth of digital payments, and even the growth of social media offer new tools, but also create new vectors for fraud. Providers need to prepare for changes in the fraud landscape and adopt new business and technologica...
Disruption in the POS Payment Ecosystem
Join Michael Moeser as he discusses how retail transaction behavior is undergoing a consumer-driven metamorphosis as the physical channel evolves with new payment methods, in-store pickup and the growth of the digital channel.
13th Annual U.S. Open-Loop Prepaid Cards Market Forecasts, 2016–2019
Prepaid load growth slows as segments mature New research from Mercator Advisory Group shows which segments of the prepaid market will grow and which will shrink through 2019.
U.S. Credit Cards Metrics Look Good, but Will Profits Tailspin in 2017?
Despite the current rosy picture, there may be trouble ahead.
Self-Use of Gift Cards in the United States
Gift card buyers’ purchasing of cards for their own use represents opportunities to retailers Research from Mercator Advisory Group examines the trend toward U.S. consumers purchasing gift cards for self-use.
The U.S. Commercial Card Market: A Growing Virtual Reality
Buyers and suppliers seeing the value-add in electronic accounts payable New research from Mercator Advisory Group examines the U.S. commercial cards market and highlights key trends affecting it
2016 Retail Point of Sale Payment Forecast
This report will also highlight individual product growth and share shifts at POS for cards (credit, debit, prepaid, and gift), cash, check, and mobile proximity payments.