What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Decoupled Debit: The Start of Mainstream Adoption?
Merchants looking to tie loyalty to a payment product may find a solution in decoupled debit Mercator Advisory Group releases new research on decoupled debit, its benefits for merchants, and the threat it poses to bank-based debit.
Prepaid Card Myths: True or False
Join Javelin as we examine the opportunities for prepaid card issuers.
Mobile Payments Platforms and Markets: How High Is Up?
Can mobile payments overcome early challenges and increase consumer adoption? New Mercator Advisory Group research finds U.S. mobile payment systems and applications expanding but slow in achieving widespread consumer adoption thus far.
Credit Card Management: Seven Strategies to Take Advantage of the Growth Wave
As revolving debt grows, credit card issuers need to be certain their business is properly positioned.
Hang onto Your Hats: 2017 Is Shaping Up to Be a Wild Ride
The year has just gotten started and already the ground is shifting for the prepaid industry. A major acquisition has changed the competitive landscape, and the rules of the game appear to be changing again. What now?
The Enemy at the Gates: Payments Fraud Is a Symptom
Payments fraud is one clear symptom of the greater cyber threats now plaguing the industrialized world.New research from Mercator Advisory Group examines the increased global cyber threat, payments fraud, and how to manage the risks.
New Trends Underscore Role of Surcharge-Free ATMs
Market trends suggest it is time for banks and credit unions to take another look at cash access strategies.Mercator Advisory Group releases new research on trends in U.S. consumer cash use and surcharge-free ATMs.
A Rose by Any Other Name: What’s the Difference Between Debit and Prepaid?
Debit versus Prepaid: What account structure makes more sense for providers? New research from Mercator Advisory Group shows payments providers how to select an account structure for deposit products.
Digitizing the Business Cash Cycle: Advancements and Partnerships
There is more technology flexibility than ever before to digitize business cash cycle processes.New research from Mercator Advisory Group examines the business cash cycle and advancements in the procure-to-pay technology space.
Bitcoin and the Global Remittance Market: Using Cryptocurrencies for Remittances
Bitcoin and its fellow cryptocurrencies, with their decentralized nature and the inherent cost advantages of their underlying blockchain technology, are being heralded as potential solutions in serving this community (often typified as migrant w...