What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Company Snapshot: PayPerks, Inc.
PayPerks Inc. uses sweepstakes-like tools to encourage prepaid card holders to complete financial education modules online or via mobile phone and to complete tasks like cardholder registration or opening savings accounts. Cardholders get the ch...
10 Reasons To Be Skeptical That Blockchain Will Disrupt Financial Services Any Time Soon
Blockchain hype has financial institutions scrambling to get involved. But Mercator Advisory Group’s list of the top 10 blockchain realities suggests that resources should be invested elsewhere.
2016 Closed-Loop Gift Card Holiday Forecast: Ready for Santa
Gift cards are competitive with discounts as a promotional strategy New research from Mercator Advisory Group forecasts growth for gift card loads in the 2016 holiday season.
Keeping on Track at AFP 2016
Payments continues to be a major theme for financial professionals, along with a looming fraud threat.
The CFPB Final Prepaid Rule Is Here: What Now? Start with Disclosures and Marketing
What companies need to do to make sure they are in compliance with the newly released CFPB Final Prepaid Rule New research from Mercator Advisory Group discusses what prepaid program managers need to do now that the final version of the prepaid...
Is Zelle the De Facto P2P Solution in the U.S.?
Early Warning’s person-to-person platform, rebranded as Zelle, is gathering attention and customers.
U.S. EMV Migration One Year Later
This report looks at how implementation has proceeded for merchants and issuers and the expectations for the next retailer EMV milestone in 2017 – gasoline/fuel stations.
Credit Union Credit Cards: The Perfect Time for Growth
Credit cards are now commodities thanks to network standards and service providers.
2016 ATM Market Benchmark Report
ATM, mobile banking, and mobile payments are converging for convenience of banking customers New research from Mercator Advisory Group examines the continued importance of ATMs for anytime/anywhere banking around the world
International Money Transfers: Simpler, Digital, and Cheaper
International money transfer is a simple click awayDigital access to international money transfer capability is driving usage and driving prices down.