What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Seizing the Opportunity of a U.S. Real-Time Network
The United States begins planning a national real-time payments capabilityLagging several countries, the U.S. considers a single payments platform based on global standards to provide real-time or near-real-time payments
Mobile Wallets and Consumer Adoption: Securing Growth Through Trust
This whitepaper, sponsored by Diebold, looks at how mobile payments and mobile wallets are evolving in the U.S., detailing key barriers to end user adoption and consumer preferences for mobile wallet providers.
U.S. EMV-ification: The Growing Case for Contactless Cards
This report provides a snapshot of the state of EMV today and forecasts the timeline for EMV ubiquity, as well as the anticipated rise in contactless EMV cards as issuers realize the opportunity for reclaiming top-of-wallet status with a faster ...
A Tipping Point for Digital Account Opening
This webinar explores strategies for building an integrated omnichannel process that focuses on customer choice without compromising fraud security.
Instant-Issuance Payment Cards: Fulfilling Consumer Expectations for Immediacy
This study, sponsored by Entrust Datacard, explores the market for instant issuance of debit cards in-branch from the perspective of issuers and consumers. Revenue opportunities, and customer experience and satisfaction associated with instant i...
Mobile P2P Payments 2015: The Growth and Adoption of Mobile Money Transfers
This report will examine the channel at the forefront of change in P2P, the mobile sector, and provide a forecast of mobile P2P users through 2020. It will also cover key segments, devices, and operating systems to target and will address the ma...
Future Proofing Card Authorization
This report will analyze the prevalence of false-positive declines in the U.S., discuss the impact of such declines, and explore solutions — particularly EMV and mobile — that can help improve authorization analytics.
The Rise of Mobile P2P Payments
This webinar explores business models of emerging, non- bank, mobile P2P competitors (Facebook and Snapchat), who are focusing on facilitating commerce on their mobile and online platforms including P2P money transfers into everyday social media...
Adventures with CurrentC
CurrentC is alive and well and on track to be more than just another mobile wallet.
State of the Commercial Card Market, 2015
Outlook for commercial cards growth still optimistic, according to Mercator Advisory Group market review Research from Mercator Advisory Group assesses dynamics of the commercial cards market and highlights emerging trends likely to affect the i...