What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Preparing for the Next Generation of Purchasing Card “Optimization”
Operationalizing purchasing card strategy is key.
Tax Refunds and Prepaid Cards: Any Room Left in the Market?
Tax Refunds Offer a Chance to Grow Deposits on Prepaid Cards, but the Market Is Competitive Research from Mercator Advisory Group explores tax refund deposit opportunity for prepaid card programs
Enhancing Digital Banking by Integrating Personal Finance Principles
Eight years after the iPhone launched the “there’s an app for that” movement, digital banking still applies a one-size-fits-all collection of features for self-guided consumers.
Mobile Online Retail Payments Forecast 2015
This report provides a rigorous market sizing of mobile online retail payments and also includes JAVELIN’s first forecast for mobile online retail payments through 2019. This overview and forecast of mobile online retail payments also gives stak...
Retail Gift Card Trends in the United States: 2014 in Review
Closed-Loop Gift Cards Were Back in 2014 as the Market Began to Grow U.S. retail gift card loads grew 9% in 2014, despite a slow holiday season
Paperless Banking and Billing 2015: Closing the Digital Commitment Gap
This report examines the state of paperless adoption today, estimates the size of the paper statement delivery market for FIs and billers, explores strategies to target remaining holdouts, and delves into the return on investment (ROI) opportuni...
Working Capital Solutions Update: Efficiencies Will Take Time
New Solutions Are Gaining Traction for Working Capital Optimization Mercator Advisory Group examines the state of corporate working capital solutions
Company Snapshot: Funding Circle
New peer-to-peer lender is disrupting traditional lending to small and medium enterprises (SMEs)
Cash as the Disrupter in the Changing World of Payments
Confusion surrounding EMV chip card technology among both consumers and merchants, coupled with confusion about how to use new mobile wallet technology, may lead U.S. consumers to revert to cash, the one payment form that works nearly everywhere...
The Six Million Dollar Customer: Using Technology to Build a Profitable Customer Base
Building Profitable Customers Is the Way of the Future Mercator Advisory Group research describes how financial services providers can build the kind of customer they want.