What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Murphy’s Law and the CFPB: The Proposed Prepaid Rule Won’t Protect Anyone
There’s still time to comment to Consumer Financial Protection Bureau on Proposed Prepaid Rule Research from Mercator Advisory Group discusses possible pitfalls in CFBP’s proposed new rule for prepaid cards
Faster Payments: Developments and Challenges for U.S. Commercial Payments
Momentum building for U.S. faster payments, but which stakeholders will have biggest impact? Mercator Advisory Group examines current state of U.S. faster payment initiatives and the challenges ahead
Company Snapshot: Buzz Points
Combining a local merchant-funded discount network with a reward points program for debit cards
The State of Consumer Credit Card Rewards 2015
Competition Among Credit Card Reward Programs Ramps Up Mercator Advisory Group releases new research on the state of credit card rewards
The Expanding Role of Telcos in Payments
Global telecommuniations network operators are increasingly providing a range of payment services
The State of Consumer Credit Card Rewards, 2015
Competition Among Credit Card Reward Programs Ramps Up Mercator Advisory Group releases research on the state of credit card rewards
Balancing Innovation and Regulation With Big Data
Our increasingly digital culture of communicating, interacting, and consuming through every digital platform has laid the foundation for big data and analytics. Financial institutions have an opportunity to generate deep and focused insights abo...
U.S. Fleet Card Market: The Need for Competitive Differentiation
Seeking Market Share Through Differentiation in a Highly Penetrated and Competitive Market Mercator Advisory Group examines the state of the U.S. fleet card market
The Obstacles Facing Android to Enable a Payments Infrastructure That Rivals Apple Pay
Mercator Advisory Group Identifies Obstacles to Payments on AndroidApple set the bar for mobile payments, and Android participants will face technical and business challenges as they attempt to catch up.
Social Media and Mobile Messaging Providers’ Payment Apps: More Than Just P2P
Growing Involvement of Social Media and Mobile Messaging Players in Payments Mercator Advisory Group releases new research on alternative payment service providers entering the payments market