What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Company Snapshot: CSI Enterprises, Inc., globalVCard
Making a statement for the possibilities of virtual cards
Credit Card Market Update: The Future Brightens for U.S. Issuers
Consumer Credit Card Growth Accelerates in 2014 Mercator Advisory Group releases research on the improved performance of U.S. consumer credit card market
Tech-Savvy Moneyhawks’ Use of Bill-Pay Reinvigorates Online Banking in 2019
By 2019, online banking will be adopted by 90% of U.S. households. After reaching such saturation, where are areas of opportunity for financial institutions (FIs), billers, third-party bill pay apps, and financial technology and payment vendors?...
EMV Hazards for Prepaid
The higher card production costs of chip cards have led many prepaid providers to delay plans for adding EMV to their programs, but they face risks of being forced into speedier conversion than they would like and the possibility of increased fr...
Happy Holidays for Gift Cards? Retailers Face Two Possible Gift Card Futures
Happy Holidays for Gift Card Issuers? The Next Two Months Will Tell New research from Mercator Advisory Group suggests two possible scenarios for gift card loads in the 2014 holiday season.
Faster Payments Coming Soon: The Path to Near Real-Time Payments in the U.S.
Are Real-Time Payments Here, Around the Corner, or Coming in the Next Five Years?—It Depends Who You Ask Mercator Advisory Group research considers opportunities for service vendors and financial institutions in real-time payments in the United...
The Rising Tide of CNP Fraud in a post-EMV Market
On the eve of one of the most significant change in the history of U.S. payments, stakeholders wrestle with the question of what EMV will mean for fraud across not only the point-of-sale (POS), but also card-not-present (CNP) transactions. Javel...
11th Annual U.S. Prepaid Cards Market Forecasts, 2014–2017
Prepaid Loads Continue to Grow as Individual Segments Struggle Research from Mercator Advisory Group shows which segments of the prepaid market will grow, and which will shrink through 2017.
Online Banking and Bill Payment Forecast 2014-2019: Tech-Savvy Moneyhawks Foreshadow New Bill Pay Habits
Javelin’s 12th annual online banking and bill payment forecast highlights two critical trends for the workhorse digital channel: 1) Online banking still has a big upside. 2) This is a milestones period for FI bill pay. This report also covers th...
Global Mobile Payments Regulations: Hoping for Technology Standardization
Regulators Around the World Lack Unified Approach to Emerging Mobile Payments Services Mercator Advisory Group's research on global trends in mobile payments regulation