What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
Wearables: A Huge Opportunity for Financial Services
Notable financial institutions, technology vendors, and app developers are experimenting to demonstrate that wearables such as Google Glass and smartwatches can deliver financial alerts, pay for goods and services, and give consumers greater dig...
Mobile Payments Strategy in the Omnichannel Age
Research from Mercator Advisory Group analyzes the technologies that will help merchants build omnichannel experiences and what that means for loyalty, mobile, and payments.
Debit Profits Under Pressure: Alternative Revenue Models Needed
New Revenue Models Needed to Help Raise Declining Debit Card Profit Consumers willing to pay for select services on debit cards.
Prepaid Card Mall Volumes Continue to Grow in the U.S.
Card Malls Proving to Be a Critical Channel for Getting Prepaid Cards into Consumers’ Hands New research from Mercator Advisory Group shows the growth in card mall loads in the United States and how that load is distributed across multiple segm...
Prepaid with Mobile: The Underbanked’s “Killer App”
Over one in four adults in the U.S. are underbanked or unbanked, making up 64 million consumers off the beaten path of mainstream financial services. While in the past the options for underbanked consumers were fraught with predatory products, t...
Walk-In and Alternative Bill Payments in the United States
Bill-Payment Services Continue to Expand, but Alternative Bill Payments Explodes Mercator Advisory Group releases research on the status of walk-in bill payment and the rise of online and mobile bill payment services in the U.S.
Global Transit Payment Initiatives
Transit fare payment is increasingly cashless
Transit and Tolls: New Tracks for Growth in Prepaid in the U.S.
Market Opportunities for Prepaid Providers in U.S. Mass Transit and Highway Tolling New research from Mercator Advisory Group shows how prepaid is becoming the preferred payment method for mass transit and highway toll payments.
Preparing for 2015: The Year of the Liability Shift
Payments industry stakeholders define their EMV strategies Credit card issuers are gearing up for a fourth quarter that will likely mark the kickoff of widespread EMV issuance. Card manufacturers are adding capacity to meet demand, and all sour...
Middle Market Creates a Renaissance for Commercial Card Rewards
Smaller companies with smaller corporate card programs are mostly shut out from rebate eligibility by the bigger issuers. Additionally, regional and second tier issuers don’t have deep enough pockets to be able offer smaller programs cash incent...