What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Surveying the Global Prepaid Travel Card Landscape

  • Javelin Report
  • Date: October 8, 2014
  • Author(s): Ben Jackson
  • Research Topic(s): Global, Prepaid
Prepaid Travel Cards: The Next Big Thing? Mercator Advisory Group releases research, Surveying the Global Prepaid Travel Card Landscape

Mobile Wallets Analysis and Strategy: How the Game Changes With Apple Pay

This report dissects the Apple Pay model, provides a state of the union look at the mobile wallet ecosystem, assesses strengths, weaknesses, opportunities, and threats of the top 10 wallets, covers 16 wallet models  in total, and advises financi...

Deepening Customer Relationships with Small Business Banking

Opportunities Abound in the Small Business Banking Market New research from Mercator Advisory Group examines the importance of small business banking for financial institutions’ growth

Co-Branded Credit Cards: A 2014 Product Review

  • Javelin Report
  • Date: October 1, 2014
  • Author(s): Michael Misasi
  • Research Topic(s): Credit
New Features Emerging to Differentiate Co-branded Credit Cards New research presents an updated review and comparison of co-branded credit card programs in the United States

A Mobile Payments Taxonomy and Forecast, 2014–2025

  • Javelin Report
  • Date: September 30, 2014
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging, Prepaid
New Research Defines the Diversity of Mobile Payment Transactions and Forecasts U.S. Volumes Mercator Advisory Group establishes an e-commerce taxonomy and a forecast for m-commerce payments in the United States

Searching for the Payment El Dorado: BRIC vs. MINTS

  • Impact Note
  • Date: September 16, 2014
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
For years now, the payments industry has looked to the large developing nations referred to as BRIC (Brazil, Russia, India, and China) as the markets most likely to drive payments growth in the future. But these markets have not lived up to thei...

A Sleeping Giant Awakes: How Apple Pay Works and What It Means for Payments

  • Impact Note
  • Date: September 11, 2014
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging

Secured Credit Cards: An Alternative Path to Mainstream Card Products

  • Javelin Report
  • Date: September 8, 2014
  • Author(s): Michael Misasi
  • Research Topic(s): Credit, Prepaid
Issuers Revisit an Important Credit Product Secured cards cement long-term credit relationships

The Internet of Things Can Deliver an Immersive Experience: Will Payment Networks Lead the Way?

  • Impact Note
  • Date: September 4, 2014
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging
When every device around us can be connected, will payment suppliers organize the immersive environment or remain limited to the role of payment enabler?

Are Mobile Controls the Next Essential Product Feature for Credit Card Accounts?

  • Javelin Report
  • Date: August 26, 2014
  • Author(s): Michael Misasi
  • Research Topic(s): Credit, Debit
Demand Swells for Credit Card Mobile Controls Mercator Advisory Group releases new research on opportunity to offer card controls on credit cards via cardholders’ mobile devices

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