What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

2015 Outlook: U.S. Credit Cards

  • Impact Note
  • Date: December 23, 2014
  • Author(s): Michael Misasi
  • Research Topic(s): Credit
Predictions and industry issues to watch

2015 Outlook: U.S. Debit Cards

  • Impact Note
  • Date: December 23, 2014
  • Author(s): Ronald Mazursky
  • Research Topic(s): Debit
A perspective on the U.S. debit issuing industry for the year ahead

Company Snapshot: Zooz

  • Impact Note
  • Date: December 19, 2014
  • Author(s): Michael Misasi
  • Research Topic(s): Credit
Payment routing optimization and omnichannel services

Commercial Card as an Integrated Payables Solution

Selling Solutions Instead of Products in Commercial Cards Mercator Advisory Group examines opportunities for commercial card and traditional treasury management sales models

Big Data in Banking and Payments: Balancing Innovation and Regulation

We are a digital culture — communicating, interacting, and consuming through every digital platform available to us. Data is being generated at an incomprehensible rate, and it will continue to increase in volume and velocity. In this report I t...

Company Snapshot: Traxpay

Dynamic payments platform built to modernize business-to-business commerce

European M-POS Providers

  • Javelin Report
  • Date: December 10, 2014
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
Understanding the European M-POS Landscape Mercator Advisory Group releases research on opportunities for merchant acquirers in Europe and beyond

The Digital Approach to Affluent and High Net Worth Customers

This report researches the digital and in-person banking habits and attitudes of wealthy consumers by segment and identify unmet needs. The four segments analyzed in this report are the mass affluent, core affluent, high net worth, and ultra-hig...

A SWIFT Disruption? Bitcoin and Peer-to-Peer Models Challenge the Remittance Business

  • Javelin Report
  • Date: December 3, 2014
  • Author(s): Nikhil Joseph
  • Research Topic(s): Emerging
Will Bitcoin Disrupt Western Union and Xoom? This Mercator Advisory Group research looks at potential for Bitcoin and peer-to-peer models to drive down costs of cross-border remittances

Company Snapshot: GoBank

  • Impact Note
  • Date: December 3, 2014
  • Author(s): Ed O'Brien
  • Research Topic(s): Prepaid
As banking customers begin to embrace mobility as the foundation for many of their daily transactions, new market entrants are offering innovative solutions that compete effectively with those offered by traditional banks and credit unions.

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