What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Digital Banking Strategies: Attracting and Retaining Profitable Customers

Tech‐savvy, mobile‐minded consumers have a demanding appetite for digital banking services.

Instant Issue Debit Cards: A Second Look

  • Javelin Report
  • Date: May 14, 2015
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Debit Issuers Reassess Instant Issuance for New ReasonsMercator Advisory Group releases research making the case for instant issuance of debit cards

Real-Time Payments in the U.S. are On the Horizon

  • Advisory Webinar: Client Login Required
  • Date: May 13, 2015
  • Author(s): Nick Holland
  • Research Topic(s): Tech & Infrastructure
The Federal Reserve recently endorsed real-time payment platforms and vowed to restructure and upgrade the current payment system. While the United States has trailed other countries in facilitating real-time payments, this new edict could fuel ...

EMV: The Y2K of Payments

  • Impact Note
  • Date: May 7, 2015
  • Author(s): Ben Jackson
  • Research Topic(s): Credit, Debit, Prepaid
Payments providers and merchants need to educate clerks and customers about the conversion to chip cards.

Seeking Pastures Beyond Walmart: Green Dot Buys Distribution Diversity

  • Javelin Report
  • Date: May 6, 2015
  • Author(s): Ben Jackson
  • Research Topic(s): Prepaid
Green Dot Quietly Acquires Expanded Markets Research from Mercator Advisory Group shows how two deals are changing the complexion of Green Dot’s prepaid business.

Mobile Proximity Payments Forecast 2015

This report analyzes the U.S. mobile proximity payment market, covering payments made by consumers using a mobile device at a merchant’s physical location. Three years of actual historical data and a five-year forecast are provided. By 2019, it ...

Country Payments Market Profile: India

  • Javelin Report
  • Date: April 22, 2015
  • Author(s): Tristan Hugo-Webb
  • Research Topic(s): Global
India, an Awakening Tiger Turning to Electronic Payments Mercator Advisory Group releases research profiling India’s payments market

‘Gang of Five” Technology Giants Gaining Mobile Wallet Mindshare

The move to the mobile wallet is urgent: Just in the past three months, Samsung bought LoopPay, Google acquired Softcard technology, and PayPal purchased Paydiant. In this webinar, you will learn how financial institutions and networks can best ...

Apple Pay at Six Months: A Medium-Term Outlook

  • Javelin Report
  • Date: April 20, 2015
  • Author(s): Nikhil Joseph
  • Research Topic(s): Emerging
Apple Pay Will Reinforce Mobile Card Spend of iPhone Users, Already the Most Lucrative Smartphone Demographic This Emerging Technologies research note offers a nuanced outlook of Apple Pay’s future

2015 Identity Protection Services Scorecard — Direct-to-Consumer Market

Javelin’s eighth annual Identity Protection Services Scorecard examines the issues affecting consumer adoption of ID protection services and how providers can distinguish themselves in a market crowded with providers offering core services at no...

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